Terms and Conditions

Terms and Conditions for using InsuranceZN.

Terms and Conditions

By using InsuranceZN, you agree to these Terms and Conditions. If you do not agree, please do not use this website.

1. General information website

InsuranceZN provides general educational information about insurance topics for Australian readers. The content is not personal financial advice, legal advice or a product recommendation.

2. No professional-client relationship

Using this website does not create an adviser-client, broker-client, lawyer-client or professional relationship between you and InsuranceZN.

3. Accuracy and updates

We aim to publish useful and clear information, but insurance products, laws, insurer rules and policy wording can change. We do not guarantee that all information is complete, current or suitable for your circumstances.

4. Your responsibility

You are responsible for checking official policy documents, confirming details with insurers and seeking licensed advice where needed before making insurance decisions.

5. External links

InsuranceZN may link to external websites. We are not responsible for the content, security, accuracy or privacy practices of those websites.

6. Advertising

This website may display advertising or use third-party services. Advertising does not mean we endorse a product, insurer or service.

7. Limitation of liability

To the maximum extent permitted by law, InsuranceZN is not responsible for loss, damage or inconvenience resulting from use of this website or reliance on its content.

8. Changes to these terms

We may update these Terms and Conditions from time to time. The updated version will be published on this page.